Terms of Use

1. Educational Purpose Only

The Site provides a free calculator for informational and educational purposes only. Nothing on this Site constitutes financial, investment, tax, or legal advice. You should consult a qualified financial professional before making any investment decisions.

2. No Financial Relationship

We are not a bank, credit union, broker-dealer, or registered investment advisor. We do not endorse, recommend, or sell any financial products. Any rates, calculations, or examples shown are illustrative only.

3. Accuracy of Calculations

While we strive for accuracy, we make no warranties that calculations reflect actual bank terms, compounding methods, APY/APR differences, or early withdrawal penalty structures. Real-world outcomes depend on your financial institution's specific policies. Always verify rates and terms directly with your provider before opening a CD.

4. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to disrupt, hack, or overload our infrastructure
• Scrape or automate access in a way that harms site performance
• Misrepresent the Site as providing licensed financial advice
• Reproduce substantial portions of the Site without permission

5. Intellectual Property

The Site's design, code, text, and branding are protected by applicable intellectual property laws. You may share links to the Site freely. Commercial redistribution or derivative works require prior written consent.

6. Disclaimer of Warranties

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, US CD CALCULATOR AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ANY CALCULATION RESULTS.

8. External Links

The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of external sites.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Updated terms will be posted on this page. Your continued use of the Site after changes constitutes acceptance of the revised Terms.

10. Governing Law

These Terms shall be governed by the laws of the United States. Any disputes shall be resolved in the courts of competent jurisdiction in accordance with applicable federal and state law.

Contact

Questions about these Terms? See our About Us page.