About Us
US CD Calculator is a free, ad-free financial tool designed for US retail investors who want a clean, fast way to estimate Certificate of Deposit (CD) returns — without the clutter of traditional financial websites.
Our Mission
We believe everyone deserves access to straightforward financial tools. Our goal is to help you understand how APY, term length, early withdrawal penalties, and CD ladder strategies affect your potential returns — so you can make more informed decisions before opening an account.
What We Offer
- APY-based CD interest calculations using US industry standards
- Flexible term input in months or years
- Early withdrawal penalty (EWP) impact estimates
- 3-year and 5-year CD ladder strategy breakdowns
- Live asset growth visualizations
- No sign-up, no ads, no tracking of your financial inputs
What We Are Not
US CD Calculator is an educational tool only. We are not a bank, broker, financial advisor, or investment firm. We do not offer financial advice, recommend specific products, or guarantee the accuracy of rates shown by any institution.
Contact
For questions, feedback, or corrections, please reach out via the contact information listed on our GitHub repository at github.com/slysweb/cdcalculators.